jdhmnovel Chapter 548: Make Money Together, and Bear Trouble Together
Chapter 548: Make Money Together, and Bear Trouble Together
Zhou Jifan, Zhong Qiaoen and Chen Jinyu each saved up more than 20 yuan in pocket money. The three of them found Zhou Rong and said they also wanted to invest.
Zhou Rong asked them why they wanted to invest.
Zhou Jifan: "I want to support my grandma's career, and I also want money to make money."
Zhong Qiaoen and Chen Jinyu nodded together, agreeing with Zhou Jifan's words.
Zhou Rong: "Doing business is risky. If you lose money, all the money you have saved for several years will be gone. Are you willing to take the risk?"
Zhou Jifan: "Grandma, we discussed this before we came to you. If we lose money, we'll just consider it as all the money spent. Anyway, we have meals at home, so we won't go hungry."
Zhong Qiaoen: "Grandma, you always say that everything has two sides. If we want to make money with money, we have to be prepared for losses. We have psychological expectations. If we lose money, we won't blame you."
Chen Jinyu: "That's right. If we make money, we will buy gifts for grandma. If we lose money, we will just think of it as our own money and it has nothing to do with grandma."
Zhou Rong: "Since you are willing to accept the worst outcome, I will accept your investment. Please sign a document with me to avoid regrets."
The three of them answered in unison: "No problem!"
Zhou Rong did some calculations and found that the total investment amounted to more than 20 yuan.
She kept detailed records in an account book about who invested how much money, and planned to register a fund company in Hong Kong after the new year. She would select a few rooms from the office building she bought to use as offices, and then hire a few professionals to manage the company and its accounts and operate the company in compliance with regulations.
When Zhou Jifan and his family grow up, they will be handed over to them one by one, so that the descendants of the Zhou family will not have to worry about money and avoid asset risks...
Zhou Rong's family had a very lively New Year.
Zhong Xunci, Qiao Dongjing, Zhou's father and mother all came to have the New Year's Eve dinner. Zhou Rong had made a lot of money from the Pengcheng project, so he bought a lot of food and firecrackers. The children were happily chasing and playing around the house and the yard.
The 6-year-old Zhou Rui is eloquent and knows how to act like a spoiled child, making Zhou Jifan and Zhong Qiaoen very happy. In order to make their sister laugh, the two of them showed off all kinds of skills in the yard on their skates and even set off firecrackers in their hands, which ended up blowing off their fingers.
Fortunately, there were no broken bones, just a little redness and swelling. Zhou Rui hurriedly pulled them to the faucet to cool down with cold water.
After washing it with cold water, the pain in his hands was no longer so severe. Zhou Jifan asked, "How do you know all this?"
Zhou Rui: "Fangfang's mother next door is a doctor. She taught Fangfang a lot of medical knowledge. Fangfang told me everything when she was playing with me.
Your hands are swollen and you need to apply anti-inflammatory medicine and wrap them with gauze to prevent infection. Do you have these things at home?"
Zhou Jifan: "Yes, grandma has prepared it. It's in the medicine box in the living room."
"Let's apply the medicine."
Zhou Rui helped Zhou Jifan and Zhong Qiaoen apply medicine and bandage their hands. She also blew on their hands, saying that this would help them heal faster.
Zhong Qiaoen looked at his right hand wrapped in bandages and asked in confusion: "I only injured my index finger, why does the whole palm have to be wrapped up? How are we going to eat the New Year's Eve dinner later?"
Zhou Rui: "Uh... Fangfang said that the area around the wound should be bandaged so it can heal faster. Can you eat with your left hand?"
Zhong Qiaoen: “I haven’t tried it.”
Zhou Jifan glanced at his "steamed hands" and couldn't bear to blame Zhou Rui, so he said, "We'll use a spoon to eat later, it shouldn't be a problem."
Zhong Qiaoen: "Well, we can only give it a try."
While having the New Year's Eve dinner, Zhou Qingping saw that Zhou Jifan and Zhong Qiaoen's hands were wrapped in bandages. After learning the reason, he criticized the three siblings, saying that they had very poor safety awareness. Fortunately, the firecrackers were not very powerful. If they had used more powerful firecrackers, their hands would have been disabled.
In order to make the three people remember their lesson, Zhou Qingping punished them to write a self-criticism of more than 1000 words each, requiring them to indicate in the review the correct way to play with firecrackers to prevent themselves or others from being hurt in the future.
Zhou Rui threw herself into Zhou Qingping's arms and begged for mercy, hoping to be exempted from writing a letter of apology.
When Zhou Qingping saw Zhou Rong looking at him, his heart, which was about to waver, immediately hardened. He warned Zhou Rui that if she did not write the apology honestly, the amount of her winter vacation homework would be tripled.
Zhou Rui groaned, broke free from Zhou Qingping's arms, squeezed in to sit between Zhou Jifan and Zhong Qiaoen, diligently picked up food for them, and whispered to them that after they finished writing their self-criticisms, they could lend them to her to copy.
Zhou Jifan and Zhong Qiaoen were very happy when their younger sister picked some food for them. But when they found out that it was for copying the self-criticism, the food in their bowls suddenly lost its flavor...
On February 2 (the 26th day of the first lunar month), Zhou Rong returned to Pengcheng.
Xu Hanhua is already in his office in Pengcheng, overseeing the construction of several projects.
Zhou Rong told him that he wanted to set up a fund and asked him if there was anyone knowledgeable in the field who could recommend someone.
Xu Hanhua: "If Aunt Rong wants to help her relatives make money, she can invest the money in my investment company in Hong Kong, which can save some expenses and trouble."
Zhou Rong: "I founded the fund company not for immediate benefits. After the fund company has developed for a few years, I will transfer it to a trust company to preserve the family assets."
After Zhou Rong said this, Xu Hanhua understood that trust property cannot be enforced and does not belong to inheritance or liquidation property unless there is a will or power of attorney. Therefore, even if the trustee dies, goes bankrupt, or goes to jail, his assets can be preserved.
Many large families overseas use this method to protect family wealth and inheritance.
Although Xu Hanhua didn't know where Zhou Rong learned about the trust company, he admired Zhou Rong's foresight and decided to follow suit to leave a way out for his descendants.
"Aunt Rong, setting up a fund company and a trust company requires a lot of original capital and professionals to manage it. How about we continue to cooperate? I will also save some money for the children."
Zhou Rong: "Sure, I like to make money together and shoulder problems together."
Xu Hanhua smiled and said, "After you have arranged the work at the construction site, we will go to Xiangjiang."
Zhou Rong: "Okay."
Xu Hanhua knows more about funds than Zhou Rong, and he is very strict in screening when interviewing candidates.
After three months of preparation, their fund company finally opened for business.
Xu Hanhua invested 100 million Hong Kong dollars and set aside an entire floor of the office building he purchased as an office.
Zhou Rong invested 4000 million yuan each from her and Xu Man's savings accounts.
Zhou Rong also invested all the money invested by Zhou's relatives into the fund company.
Afterwards, Zhou Rong suggested that Xu Hanhua use the fund company's money to buy some land in Pengcheng and store it, and invest the rest in the stock market.
Zhou Jifan is going to take the college entrance examination in July. After finishing his work at the fund company, Zhou Rong returned to Jiangcheng to take care of his daily life and found some test questions for him to do on the Internet.
Zhou Jifan had a good foundation, and with a good preparation before the exam, he was admitted to the computer science major at Huaqing University as he wished.